Volvo Trucks VHD



That’s why VFS finance solutions are smart and flexible.

Current Offers

Hammer Down 2.0 Finance Program Details

Expires May 29, 2020


Volvo Financial Services (VFS) and Volvo Trucks have extended the Hammer Down 2.0 Finance Program through May 29, 2020. The program features extended days to first payment for qualified buyers, as well as up to a $5,000 payment credit on initial monthly installment(s). This enhanced program is loaded with value on new 2020MY and 2019MY Volvo VN or VHD model dealer stock inventory. Qualified customers who purchase/lease an eligible stock unit and finance/lease with VFS will receive Engine Plan 2 and Engine After-Treatment System (EATS) purchased coverages, and qualify for additional features below.


  • 60 days to first payment for qualified A and B credit profile highway applicants
  • 90 days to first payment for qualified A and B credit profile vocational applicants
  • 0% down payment for A and B credit-profile buyers
  • As low as 15% down payment for C credit-profile buyers
  • Leases available for A and B credit-profile customers

2019MY VN and VHD models:

  • Up to $5,000 payment credit on initial monthly installment or lease payment(s)

2020MY VN and VHD models:

  • Up to $3,000 payment credit on initial monthly installment or lease payment(s)

VN and VHD Daycab models:

  • Engine Plan 2: 3 years / 300,000 miles purchased coverage and EATS

VN Sleepers models:

  • Engine Plan 2: 4 years / 500,000 miles purchased coverage and EATS

NOTE: All financing conditions, including customer qualification, final approved transaction terms and down payment amount are subject to standard VFS credit underwriting guidelines and advance policy.

Industry Experts

Industry Experts

VFS knows the trucking industry and they understand your business. That’s why VFS offers you customized solutions. From a single truck to an entire fleet. New or used.

Long Term Support

Long Term Support

VFS finance specialists will find a solution you can rely on. VFS is here to help you in good times and tough times.



The dedication of VFS to Volvo Trucks means they are passionate about your success. VFS wants to get you and your truck on the road quickly.


Flexible Leases

Leases offer an affordable way to experience the most innovative, fuel-efficient Volvo trucks available today. There are several options to choose from when structuring the right lease for a specific fleet.


Versatile Loans

Terms are customized to align with your unique business needs. Let VFS develop the right solution for your business.

Gap Waivers

GAP Waivers*

In the event of a total loss or unrecovered theft, a Gap Waiver helps you get back on the road by waiving the difference between what your insurance pays and the amount you owe.

*GAP Coverage is available through Volvo Insurance Services, an affiliate of VFS. GAP waivers are not available in Michigan, Montana, New York, North Dakota, Oregon and Washington or where prohibited by law. GAP waivers do not provide benefits to any sublessee of the borrower/lessee.

Our World-Class Dealer Network

With more than 360 dealers across North America, Volvo’s Uptime Services help you through every step of a service event, and make sure your trucks stay where they belong—on the road.

Tankstar USA

The Customer: Tankstar

Tankstar USA Smooths Its Economic Route with Volvo Financial Services

The Volvo Trucks Lineup

Whether you’re crossing continents, traversing city traffic, carrying timber on muddy roads, or distributing food before the sun rises, there is a Volvo truck that is a perfect fit for your needs.